East Texas Professional Credit Union

Shop For a Personal Loan With a Low Credit Score

You still can snag a personal loan when your credit score stinks. Here’s how.

When It Comes to Getting PPP Loans, Small Banks Work Better than Big Banks

Paycheck Protection Program support was easier to get in states where small banks had more of the market. Keep this in mind as we head toward a second round.

Here’s how easy financial conditions are in credit, according to Deutsche Bank

Lending standards in the U.S. are the easiest ever for companies, with real yields in corporate credit markets falling to their lowest level, according to a research note from Deutsche Bank.

Survey Finds 57% of Homeowners Plan to Use Stimulus Check on Home Improvements—and These are the...

Now that the American Rescue Plan has cleared Congress and the President, you are closer than ever to receiving a $1,400 stimulus check (if you haven’t already). Many Americans will be using these funds to cover rent or mortgage, utility bills, childcare, and other immediate needs. However, a recent survey by Modernize.com, a website dedicated …

Impulse Buys Make You Feel Good, But At What Price? : Enemy of Debt

According to the 2012 Shopper Engagement Study, we as consumers make grocery shopping decisions in the store at a rate of 76%, causing us to spend more than originally intended. Even with the best laid plans, coupons, shopping circulars, and a specific list statistics show we are drawn to spend more. Research shows tough current economic conditions cause us to “splurge” at the grocery store for psychological reasons we don’t even realize at the time. As I pondered that thought I realized even…

Farm Loans 101

“Let us not forget that the cultivation of the earth is the most important labor of man. When tillage begins, other arts will follow. The farmers, therefore, are the founders of civilization” (Daniel Webster). We love our farmers and believe they are the backbone of this nation. If you are new to farming or if it has been in your family for years, it’s important that you know about farm loans. Here are the basics you should be familiar withFSAWhen talking…

How do auto loans work?

So how do auto loans work? Since most people buying a new or used car opt for financing it’s an important question, and understanding the answer will help you in the purchase process.…

It's back! Enter to win the Credit Union Magic Minute

Win a 60-second shopping spree in the Credit Union Magic Minute just by using your Arsenal Visa debit or credit card three or more times a week.

This credit union is going after Chase cardholders. Will other lenders do same?

After digging deep into member data, Randolph-Brooks FCU in Texas developed a marketing campaign aimed at persuading JPMorgan Chase clients to switch to the credit union's own card. It's an effort its peers could imitate.

Credit unions a cure for medical debt?

In the credit union world, we hear a lot about credit card debt, mortgage debt, and student loan debt. There seems to be a constant stream of articles about how to get yourself out of these kinds of debt, but while those are important issues, there is little to no talk about the leading cause …

Don’t Tax My Credit Union

Why does your credit union need a business continuity plan?

You’ve probably read it somewhere. Someone has probably told you. Chances are, you know that your credit union needs a business continuity plan, but you don’t remember exactly where you first heard it. But those other concerns don’t change the simple fact of the matter: It’s even possible that you didn’t know that you need …

What your credit union should know about military transitions

Happy New Year CUInsight Readers! Before we talk about military transitions, we would like to extend a hearty thanks to all credit unions and credit union partners for serving our military and veteran communities! We are extremely grateful for all you do. Whether you work in a Defense Credit Union or not, America’s credit union …

What your credit union can learn from 4 brands with a loyal following

Ever wonder how LaCroix went from a basic bubbly drink to the top sparkling water on the market? Or how Denny’s is seeing its largest growth in a decade? The answer is simple. Both have large, dedicated fan bases. How do brands garner that kind of following, and can your credit union do the same? …

2 ways to tackle analytics. 1 credit union.

Nearly a decade ago, Grow Financial Federal Credit Union ($2.5B, Tampa, FL) faced a problem to which many other credit unions can relate. Each department within the organization collected large volumes of member data, which helped the credit union make more informed decisions in the moment. However, this decentralized data structure created internal challenges when …